Towards financial inclusion in India /
K.G. Karmakar, G.D. Banerjee, N.P. Mohapatra.
- New Delhi : Sage Pub. India, 2011.
- xx, 575 p.
Includes index.
Part I: Financial Inclusion Analysed-- 1.Financial Inclusion Defined -- 2.The Long March since 1793-- 3.Resource-poor Regions and Financial Inclusion-- 4.Women's Empowerment and Sustainable Livelihoods-- 5.Strategy to Extend Financial Services to Vulnerable Groups-- 6.Financial Inclusion: Index for Rural India -- 7.Institutional Changes Required for Financial Inclusion-- Part II: Mapping Demand Side Requirements-- 8.Role of Savings-- 9.Micro-insurance Innovations-- 10.Safe Remittances for the Poor-- 11.Understanding Rural Debt -- 12.Emerging Trends in Microfinance-- 13.Financial Inclusion in Tribal Areas-- 14.Inclusion Techniques for Farmers-- 15.Technology Options and Inclusion-- Part III: Supply SideInnovations-- 16.Reducing Transaction Costs for Banks and Their Clients-- 17.Business Correspondent and Business Facilitator Outreach Model for Banks -- 18.The Post Office Model-- 19.Financial Literacy and Counselling-- 20.Micro Pension: A Safety Net for Rural India -- 21.Joint Liability Groups for Farmers -- 22.Rural Infrastructure: The Missing Link-- 23.Joint Liability Groups for Handloom Weavers; Part IV: Challenges for the Future-- 24.Inclusive Growth through Rural Employment-- 25.The Micro-enterprises Model -- 26.Unique Identification Number and Financial Inclusion-- 27.Social Audit Systems: A Need-- 28.Best Practices in Financial Inclusion and Case Studies -- 29.Initiatives for Financial Inclusion: The Road Map; Glossary; Index; About the Authors
Towards Financial Inclusion in India is a treatise on 'inclusion of the Last, the Lost and the Least'. It provides an in-depth analysis of the various pillars of financial inclusion such as micro-remittance, micro-savings, micro-credit and micro-insurance. The book stresses on financial literacy and counselling, which are core to the achievement of financial inclusion. The authors dwell upon the difficulties faced by vulnerable groups like women, tribals, weavers and rural populace while trying to access financial services. The book also analyzes inclusion measures like ICT interventions, post.